Nykredit published H1 2026 financial report on August 12
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Financial reporting
Nykredit publishes financial reports every quarter. In addition to the quarterly reports, Nykredit publishes Annual Report, Corporate Responsibility Report and Risk- and Capital Management report annually.
"We are pleased to present a highly satisfactory interim profit after tax of DKK 5.9 billion for the Nykredit Group. As a result of our strong half-year financial results, we are raising our full-year guidance to a profit after tax for 2026 of DKK 11.0-11.75 billion. Our half-year results and upgrade reflect continued business and customer growth, increased lending and growing market shares across the Group's core business in the first half of 2026. Totalkredit thus delivered its best-ever first-half results, while the Group's assets under management reached an all-time high of DKK 625 billion.
The Nykredit Group holds a strong position. During the first half of 2026, we continued to develop our business in line with our Group strategy, through the merger with Spar Nord and our ambition to acquire full ownership of BEC. This brings us closer to our ambition of building a more customer-centric, profitable and efficient Nykredit. At the same time, we are strengthening the collaboration with our partners in the BEC community, giving them access to a broader range of faster digital solutions at competitive prices through the future Nykredit Financial Technologies. Partnerships are a crucial part of our Group strategy. Going forward, we will remain actively engaged in our key partnerships, which make us stronger together in the Danish financial market and when serving customers."
Michael Rasmussen
Group Chief Executive
Financial results H1-2026
5,869 net profit (DKKm)
10.1% Return on equity after tax
Financial reports
Conference call
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Factbook
Nykredit’s financial Fact Book is updated quarterly. It covers financial statistics, key ratios, risk metrics and cover pool data. The data in the Fact Book is unaudited.
17.0% CET1 ratio
37.3% Market share, domestic lending
Credit data on mortgage lending
Loans in arrears
Download statistics on mortgage loans in arrears. Data is updated on a monthly basis.
Properties foreclosed
Nykredit occasionally has to foreclose on delinquent customer. Here you can find data on the number of properties that Nykredit has taken over via forced sales.
Prepayments
Pursuant to s 27a(1) of the Danish Securities Trading Act, Nykredit Realkredit A/S and Totalkredit A/S hereby publish prepayment data (CK93)