Sustainable value propositions

In Nykredit, we believe that caring for the climate and the environment creates common value for our customers, Denmark and our business.

This common value is a fundamental principle for the development of sustainable value propositions.

Nykredit has a market share of about 41% in the Danish mortgage lending market and by calling attention to the advantages of home energy optimisation, we can potentially help reduce carbon emissions by thousands of tonnes. The basic potential of our value proposition is to address customers' unrealised home energy efficiency gains – in line with international and national statutory requirements.

In its main report from 2017, the Danish Council on Climate Change outlines energy renovation of buildings as one of the key transitional elements of fulfilling the long-term goal of a low-carbon environment by 2050, as in an economic perspective, this is the most cost-effective path and also eases the transition (Danish Council on Climate Change, 2017) Since 2012, Nykredit has developed sustainable value propositions that could contribute positively to the green transition. The four propositions BoligEftersyn, BoligkøbsEftersyn, BoligPlan and BoligHjælp are all elements that contribute to achieving a more energy efficient and thus climate and environmentally friendly building stock.