Nykredit publishes it's Annual Report 2025 on 4 February
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Financial reporting
Nykredit publishes financial reports every quarter. In addition to the quarterly reports, Nykredit publishes Annual Report, Corporate Responsibility Report and Risk- and Capital Management report annually.
"Today, we can present the Nykredit Group's best financial results ever for the fifth year running, with a profit after tax for the year of DKK 12.4 billion. This confirms the fact that Nykredit has never been stronger. As we're a customer-owned Group, our success benefits our customers, and in 2025, the Nykredit Group returned a total of DKK 3.0 billion to customers. That's how it should be when our customers are our owners, and our owners are our customers.
For 2026, we generally expect continued progress in our core business and to deliver a profit after tax for the year of DKK 10.25-11.25 billion. Furthermore, we expect to pay out DKK 3.5 billion to customers in benefits. Our financial performance is not expected to match that of 2025, primarily due to one-off effects in 2025 related to the acquisition of Spar Nord and financial market trends, which together are anticipated to result in lower investment portfolio income than in 2025. In addition, our final results will depend on developments in the global economy, which remains subject to uncertainty – partly due to the current geopolitical tensions."
Michael Rasmussen
Group Chief Executive
Financial results Q4-2025
12,438 net profit (DKKm)
11.3% Return on equity after tax
Financial reports
Conference call
Listen to the most recent presentations of Nykredit's results
Factbook
Nykredit’s financial Fact Book is updated quarterly. It covers financial statistics, key ratios, risk metrics and cover pool data. The data in the Fact Book is unaudited.
17.3% CET1 ratio
37.1% Market share, domestic lending
Credit data on mortgage lending
Loans in arrears
Download statistics on mortgage loans in arrears. Data is updated on a monthly basis.
Properties foreclosed
Nykredit occasionally has to foreclose on delinquent customer. Here you can find data on the number of properties that Nykredit has taken over via forced sales.
Prepayments
Pursuant to s 27a(1) of the Danish Securities Trading Act, Nykredit Realkredit A/S and Totalkredit A/S hereby publish prepayment data (CK93)